What you'll learn:
Break the Paycheck to Paycheck Cycle
Learn How to Budget and Automate Expenses
Learn How to Spend Deliberately
Get out of Debt
Plans and Achieve Short and Long Term Financial Goals
Learn how to invest for long term planning
Learn how to secure a nest egg
Understand how much money you can afford to spend
Take control over your spending habits
Learn to save for big purchases automatically, in advance
Learn how to pay off credit card debt systematically and on time
How to prioritize which loan to pay off first
Create a planning system when you won't rely on credit cards to fill in the gaps

Requirements:
No budgeting or financial experience needed. This is a self guided step by step course, easy for anyone to follow.

Description:
      The Paycheck to Paycheck solutions is a course I put together aimed at 2 things: one is to break the overwhelming cycle of living paycheck to paycheck and 2nd to bring order to the financial chaos that leaves us in negative, AKA debt.      I’ve completely transformed my life with the budget tracker, by introducing structure and constantly adapting to make it work not only for me and my family but to work in the ever changing landscape of life thrown at us. I want to help you transition as well from confusion to a stable plan where you look forward to every paycheck because it’s growing your bottom line. You will go from being in debt using credit, to building your own cushion, while enjoying everyday life.      Planning is hard, numbers are hard and most of us are not taught to manage our finances. Think about it for a second, where do we get our information? Most likely from overhearing people around us, which might not be already doing it correctly. There are loads of misconceptions out there and the majority of people are poor, in debt and have nothing to show for. The only way to avoid this trap is to get out and learn on our own. This or through hard earned experience. I would recommend educating ourselves financially, there are no shortcuts. Which brings me to the Paycheck Solutions.       The course is structured into chapters that will help you gradually transition from easy to difficult. I introduce a new variable each time. We will build the budget tracker from scratch, and move over to savings, to vacations and retirement. Module 2 will tackle Debt: from ongoing student and mortgage loans, to optimizing repayment plans and fund future purchases.        The real value this course brings comes with understanding the strategy behind how the budget tracker works, to customize it for your own benefit. At the end of the day, when used correctly, this tool will clearly show you where the gaps are, where you are overspending and cut back, and how to prioritize the things you do want. There are no limits to what you can plan for.

Who this course is for:
Individuals that have never budgeted before
Individuals who find themself in student loans debt
Individuals who are overwhelmed with multiple loan payments
University graduates who don't know how to allocate income to repay student loans
First time homeowners who need to juggle paying back multiple loans
Individuals entering the workforce
Individuals dealing with debt for the first time
Individuals dealing with loans for the first time
Individuals with low disposable income
Families with dependents, children and costly households
Individuals looking to set short and long term goals
Individuals looking to save for retirement
Individuals with bad credit
Individuals with credit card debt
Individuals interested in buying a car
Individuals looking to stop living paycheck to paycheck
High income individuals who don't have any savings
High income individuals who need to resort to credit cards month after month to cover expenses