https://woocommerce.com/products/wallet-for-woocommerce/

Wallet for WooCommerce helps your users to quickly complete a purchase by adding funds to the site and using them for future purchases.A separate payment gateway for using the wallet funds for placing the order.Your users can transfer/request funds to other users on your site. You have the option of charging your users a fund transfer fee.Your users can set up to automatically add funds to their wallets if their wallet balances fall below a specified threshold.The Gift Voucher Module allows you to generate gift vouchers that contain wallet balances. You can issue gift vouchers to your users and they can redeem the gift vouchers to add to their wallet balances.You can set up an expiration date for your user’s wallet balance.You can send email notifications to your users for their Wallet activity.Your customers can plan their purchases and add sufficient funds to their accounts to complete them later.When your users place their orders through their wallet, they can quickly complete their purchase which reduces cart abandonment.You can get insights on future sales on your site based on the wallet balance of your users.

Changelog

* New - Option to hide the Wallet Payment Gateway at checkout if the user doesn't have enough funds

* Tweak - Tested with WordPress v6.5.0

* Tweak - Tested with WooCommerce v8.7.0