Published 1/2023MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHzLanguage: English | Size: 885.45 MB | Duration: 4h 4m

Ideal for CAIIB/CA/CS/CMA/CFA/MBA & Commerce Students and Practioners in Finance. Suited for Competitive Examinations

What you'll learn

Learn Indepth about NPA Management.

Learn how to indentify a Bad Loan and how banks manage their bad loans.

Learn how banks make provisions on risky loans.

Learn why banks Write Off bad loans and when the loans are Waived Off.

Learn how Banks monitor their Loan accounts.

Learn how banks identify Fund Diversion & Fund Siphoning by unscroupless borrowers.

Learn about Agriculure Loans and about NPAs in Agriculture Loans.

Learn peculiar characteristics of CC & OD Loans.

Learn about Date of Commencement of Commercial Operations(DCCO) for Project Loans and its NPA Norms.

Requirements

No Prior Knowledge Required. . Anyone who is interested to learn the subject can enroll into this course.

Only a good internet connection with a Laptop/PC/Mobile/Tablet will unravel the stored knowledge.

Description

The study of NPA Management is compulsory in all professional courses. Courses like CAIIB, CA, CS, CMA, CFA, and MBA courses have a fair degree of depth, depending on their orientation. Even commerce courses and those preparing for civil services and other competitive examinations are required to know the concepts to a large extent. The subject is vast and complex. To add to the woes of the student community, the Central Bank’s circulars and Government notifications are worded in technical jargon, which makes understanding difficult.This course decodes the subject succinctly with a clear and concise explanation. Stress has been given to the core concepts before moving on to details. The Concepts have been correlated with appropriate case studies and practical problems. The course will immensely benefit the student community and working professionals alike. The course will also benefit any bner who is not aware of the subject. It has been designed to suit students at the bner to advance levels.How this course is different?Focus on banking and financial concepts.Focus on Legal Concepts.Focus on Case StudiesLucid explanation of technical words.Avoiding technical jargon and bookish language.The teaching style will suit the student community of all levels.Well-designed course curriculumQuizzes at the end to Self-Test your understanding.Empowers you to digest the subject and apply in real cases.For whom this Course is Meant?Students preparing for Civil Services ExaminationsStudents preparing for Competitive ExaminationsStudents of CA/CS/CMA/CFA/MBA & CommerceBank Managers & Credit OfficersProfessionals engaged in Banking audits like Audit Executives, Audit Clerks & Concurrent Auditors.What will you learn in this Course?Banking Model & Banking Risks.The IRAC Norms.Credit Monitoring.Cash Basis & Accrual Basis of Accounting.Income Recognition & Income Reversal in NPAs.Understanding CC & OD Loans.How to Identify PA & NPA?Overdue & Out of Order Concepts.NPA in Agriculture Loans.Asset Classification & Understanding Book Debt Statement.Provisioning Norms for all Loans including Guaranteed Loans.DCCO in Project Loans and its Provisioning Norms.Write Off & Waiver of Loans.Understanding the Impact of NPAs.Understanding the Causes of NPAs.Understanding CRAR & Minimum Capital Requirements in Banks.Are there any Pre-Requisites for taking this Course?As such, there is no Pre-Requisite. Anyone who is interested to learn the subject can enroll in this course. Only a good internet connection with a Laptop/PC/Mobile/Tablet will unravel the stored knowledge.Live SupportIn case of any difficulty, you can always contact me. I shall be at arm’s length to handhold you in your journey.Just enroll in the course and start the journey with me.See you inside the course.

Overview

Section 1: Course Introduction by the Instructor

Lecture 1 Course Outline

Section 2: Latent Risks in Banking Model

Lecture 2 Latent Risks in Banking Model

Section 3: Introduction to NPA Management

Lecture 3 Accouniting Dilemma

Lecture 4 Past Experience by Banks

Lecture 5 Prudential Norms

Lecture 6 Credit Monitoring

Lecture 7 Twin Balance Sheet & Security Mapping

Section 4: Impact of NPAs

Lecture 8 Impact of NPAs in Banks

Section 5: Causes of NPA

Lecture 9 Diversion & Siphoning of Bank's Funds

Lecture 10 External Reasons for NPAs

Lecture 11 Borrower's Business Factors Leading to NPAs

Lecture 12 Bank Related Factors Leading to NPAs

Lecture 13 Summary Points & Study Group Report on NPAs

Section 6: Accrual Basis & Cash Basis of Accounting

Lecture 14 Accrual Basis & Cash Basis

Section 7: What is PA & NPA?

Lecture 15 What is PA & NPA?

Section 8: Income Recognition

Lecture 16 Income Recognition

Lecture 17 Interest Reversal in NPA Account

Section 9: Overdue & Out of Order Position

Lecture 18 What is Overdue in Loans?

Lecture 19 Out of Order Concept

Section 10: NPA in Agriculture Loans

Lecture 20 Understanding Agriculture

Lecture 21 NPA Concept in Farm Loans

Lecture 22 Case Study on NPA in Farm Loans

Section 11: Understanding CC & OD

Lecture 23 Inter-Relationship of Limit, Ma & DP

Lecture 24 Valuation of Securities

Lecture 25 CC & OD Case Studies

Section 12: Asset Classification & Provisioning Norms

Lecture 26 Asset Classification & Provisionig- Part 1

Lecture 27 Asset Classification & Provisionig- Part 2

Lecture 28 Case Studies on Asset Classification & Provisionig

Lecture 29 Provision on Guaranteed Accounts

Section 13: DCCO in Project Loans

Lecture 30 Understanding DCCO in Project Loans

Lecture 31 Revision & Extension of DCCO

Lecture 32 DCCO Periods & Provisioning

Section 14: Write Off & Waiver of Loans

Lecture 33 Write Off & Waiver

Section 15: Maintaining Capital to Risk Weighted Assets Ratio or CRAR

Lecture 34 What is CRAR?

Lecture 35 Minimum Capital Requirements

Lecture 36 Components of Tier-1 & Tier-2 Capitals

Lecture 37 Manintaining Buffer Capitals

Section 16: Self Test Your Understanding

Students of CA/CS/CMA/CFA/MBA & Commerce.,Students preparing for Civil Services Examinations.,Students preparing for Competitive Examinations.,Bank Managers & Credit Officers.,Professionals engaged in Banking Audit like Audit Executives, Audit Clerks & Concurrent Auditors.,Any bner who is interested to know the subject.

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